Frequently Asked Questions

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Frequently Asked Questions about Professional Fitness Insurance

Below is a list of frequently asked questions about the insurance products and services we offer. If you do not find an answer for your question here, please do not hesitate to call us on 0345 450 8503, or if we are online, chat to us live.


Frequently Asked Insurance Questions

What is Public Liability Insurance?

  • Public Liability Insurance covers you for damages and legal costs arising out of third party bodily injury or third party property damage, also for products sold and supplied including refreshments.

What is Professional Indemnity Insurance?

  • Professional Indemnity Insurance covers you for breaches of professional duty arising from negligent acts, errors or omissions.

Who is this cover for?

  • This cover is for those that teach or coach an individual or group inside or outside of a club facility.

What activities are covered under this insurance?

Professional Fitness - Workout

Optional Extras

Personal Accident Insurance
  • Accidental Death up to £5,000
  • Loss of Limb(s), Eye(s), Speech or Hearing up to £50,000
  • Permanent Total Disablement up to £50,000
  • Temporary Total Disablement*

* Benefit payable for 52 weeks excluding the first fourteen days. 75% of average weekly earnings up to a maximum of £100.00 p.w.

Sports Massage Insurance

Providing cover for sports massage and stretch techniques for £49.80 including insurance premium tax and administration fee.

Portable Business Equipment

Portable Business Equipment is an additional policy which is separate to Liability Insurance.

If you wish to add Portable Business Equipment insurance – please call us on 0345 209 8503 to buy in addition to this policy.