Personal Trainer & Fitness Instructor Insurance

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Public Liability & Professional Indemnity Insurance

Professional Fitness offers a combined liability fitness instructor insurance policy that has you covered provided you undertake a risk assessment of your equipment and location before any activity commences. Being a fitness instructor is a demanding job and when you are helping a client reach their peak fitness level; this can be hard work and involve a lot of physical exertion. We understand that accidents can happen and that is why we have created our comprehensive combined liability fitness instructor insurance to ensure your protection against both professional indemnity and public liability insurance claims.

We recognise that while training your clients and groups you need to feel safe in the knowledge that you are covered with the adequate insurance your career demands.

The Professional Fitness Public Liability & Professional Indemnity Insurance package*

Public Liability Insurance

£5,000,000

covers you for damages and legal costs arising out of third party bodily injury or third party property damage, also for products sold and supplied including refreshments.

Professional Indemnity Insurance

£1,000,000

covers you for breaches of professional duty arising from negligent acts, errors or omissions.

The Professional Fitness Public Liability Insurance and Professional Indemnity Insurance package will cover you whilst training your client outside of a club facility.

*higher limits may be available on referral

Personal trainer

Who is covered under the policy?

  • Personal Trainer
  • Group Fitness Instructor
  • Yoga Instructor
  • Martial Arts Based Excercise
  • Zumba® Instructor
  • See full list here

Optional Extras

Personal Accident Insurance
  • Accidental Death up to £5,000
  • Loss of Limb(s), Eye(s), Speech or Hearing up to £50,000
  • Permanent Total Disablement up to £50,000
  • Temporary Total Disablement*

* Benefit payable for 52 weeks excluding the first fourteen days. 75% of average weekly earnings up to a maximum of £100.00 p.w.

Sports Massage Insurance

Providing cover for sports massage and stretch techniques for £49.80 including insurance premium tax and administration fee.

Portable Business Equipment

Portable Business Equipment is an additional policy which is separate to Liability Insurance.

If you wish to add Portable Business Equipment insurance – please call us on 0345 209 8503 to buy in addition to this policy.

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Start Date for Insurance

Important: Cover is only available to persons permanently resident in the UK – by proceeding you are confirming that you meet this requirement.


  If you need immediate cover please call us on 0345 450 8503.


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Insurance History


Unfortunately we are unable to provide an online quote – however please contact us on 0345 450 8503 where we may be able to help you with alternative quote.



Unfortunately we are unable to provide an online quote – however please contact us on 0345 450 8503 where we may be able to help you with alternative quote.


This also includes having a policy cancelled, renewal terms refused or special terms applied.


Unfortunately we are unable to provide an online quote – however please contact us on 0345 450 8503 where we may be able to help you with alternative quote.



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Type of Insurance

The standard level of cover is £5m Public Liability & £1m Professional Indemnity Insurance – if you need higher limits please call us on 0345 450 8503.

Type of insurance required:

 

Number of personal trainer clients:

 
Which groups do you teach? (select all that apply)
Cover will not be active in respect of classes in the policyholder’s own home unless such classes are conducted in a garage, shed, external room or studio which has been either suitably adapted or specifically built for the purpose of the insured activities.

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Additional Cover

Please select any additional covers you require:


Providing cover for sports massage and stretch techniques for £49.80 including insurance premium tax and administration fee.

Providing personal accident cover for you for £15.44 including insurance premium tax and administration fee.

This will cover you for Accidental Death up to £5,000.

Loss of Limb(s), Eye(s), Speech or Hearing up to £50,000.

Permanent Total Disablement up to £50,000.

Temporary Total Disablement – benefit payable for 52 weeks excluding the first 14 days, 75% of average weekly earnings up to a maximum of £100 per week.

Portable Business Equipment is an additional policy which is separate to Liability Insurance.

If you wish to add Portable Business Equipment insurance – please call us on 0345 209 8503 to buy in addition to this policy.

Please continue with your Liability Insurance quote by clicking next step.


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Your Details


Please note – we will email your policy documentation to the email address you provide us with.


Declaration

I declare that the above answers to my knowledge and belief are true and complete in every respect and that no material fact has been suppressed or withheld. I understand that any change in information must be notified immediately and no cover exists until such change has been approved by the insurers.

Please note: Cover does not start until the application has been received and accepted by Professional Fitness.


Documents
 
Confirmation
 

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Final cost

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